The Best Way to Prepare for Retirement!

“The question isn’t at what age I want to retire, it’s at what income.” – George Foreman Before I get into the topic I really want to discuss, I would like to provide all of you who are financially, socially and psychologically ready to retire a pdf document from Vanguard that discusses how to turn … [Read more…]

How Much Do I Need In Retirement?

Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery. –Charles Dickens How much do I need to make to live comfortably is very-very-very personal. In my article “How to Supplement a Retirement Income” I referenced the “4% rule”. Generally speaking, it … [Read more…]

Baby Boomers and Retirement

“Optimism doesn’t wait on facts. It deals with prospects. Pessimism is a waste of time.” – Norman Cousins Baby Boomer Retirement Facts Several months ago, Forbes published an article titled “Are Baby Boomers too optimistic about retirement?”1.  I have provided the link so that you may read the entire article but I want to summarize … [Read more…]